Tax-Deferred Growth

The cash value in your IUL policy grows tax-deferred, so you don’t pay taxes on the capital gains while the money grows.

Tax-Free Death Benefit

The benefit paid out to your heirs upon your death is tax-free.

Market Linked Growth

The cash value in your IUL policy has the potential to grow based on the market.

Higher Return Potential

IUL policies may have higher cash value gains than other types of investment or retirement programs.

Adjustable Premiums

You can change your investment premiums as your needs change.

Loan Availability

You can take out loans against your cash value, avoiding taxes.

Disclaimer

The displayed benefits are for informational purposes only.These are the primary coverage options available to most individuals, but your options may vary.Coverage options, premiums and availability are dependent on your age, health and other qualification factors. Existing policyholders should refer to their policy documents for exact coverages. Speak with a licensed representative to see what options you may qualify for.