Health Insurance
Government Subsidized Rates
Your health insurance premiums may be subsidized based on your income, providing you discounted or often-times free health insurance.
Guaranteed Issue
You are guaranteed health coverage regardless of any health status, conditions or other factors.
No Pre-Existing Exclusions
Your insurance cannot deny claims due to pre-existing conditions.
Guaranteed Renewal
Every year, your health insurance is guaranteed to renew.
Your Doctors and Specialists
Receive the care you need from your preferred doctors and specialists.
Comprehensive Coverage
Receive everything you need for doctors visits, prescriptions, hospitalization, pregnancy and more.
Disclaimer
Open enrollment is available every year starting on November 15th, a USLH representative will contact you to enroll. These benefits are provided by USLH to Association members and are available through the ACA, a government regulated healthcare marketplace.
2026 Enrollment
Enrollment for 2026 health insurance begins on November 15, 2025.
Association members will receive emails and phone calls beginning on October 15th to schedule a time to enroll in health insurance. This service is provided to everyone, you do not need to submit a request.
You must have an active association membership.
2025 Enrollment
Enrollment for 2025 health insurance is CLOSED.
Most pre-existing health coverage will continue until your next enrollment opportunity on November 15th.